> For the complete documentation index, see [llms.txt](https://scenium.gitbook.io/scenium-global-inc/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://scenium.gitbook.io/scenium-global-inc/scenium-global-inc/rwa-assets/debit-and-credit-cards.md).

# Debit & Credit Cards

Investors and financial customers around the world will have the possibility to use their assets as cash in more than 100 countries when this functionality is fully implemented. Scenium will provide users access to debit and credit cards all around the world using assets as cash, with no geographical barriers, complicated exchange process and high exchange fees. Your money, anywhere, anytime. 

On that same note, we aim to provide users different options to obtain loans, collateralized or not collateralized by financial assets. With this functionality users will have the possibility to obtain loans in different currencies using digital assets, levering the power of the digital economy in the real economy. 

Credit evaluation for credit cards will be subject to credit analysis tied to the assets that the investor holds in the platform. Scenium will provide options, such as collateralization of the credit card credit limit using stablecoin staking, the investor will have the option to leave assets earning yields while collecting miles, having access to perks and services provided by the chosen credit card partner operator. 

Both benefits attached to credit and debit cards will be subject to Scenium partnerships with payment provider operators. Scenium aims to operate globally using one or few payment providers and banking partners to provide users a straightforward and convenient experience while using the cards and provided perks.


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://scenium.gitbook.io/scenium-global-inc/scenium-global-inc/rwa-assets/debit-and-credit-cards.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.